13281 Don Loop Spring Hill, FL 34609
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About this home
Custom-Built Pastore Home with In-Law Suite & Central Cabana style Pool – Perfect for Multi-Generational Living, thoughtfully laid out with all living spaces centered around a spacious screened pool deck, creating the ultimate private oasis for entertaining and everyday living. This unique property offers a total of 5 bedrooms, 3 full bathrooms, and 2 half bathrooms, all with no carpet throughout. The main home and in-law suite are connected by a hallway yet have separate entrances, making it ideal for multi-generational living or guest accommodations. The main home, located on the right side, opens into a bright and airy family and dining room combination. The primary suite, located at the rear of the home, features large walk-in closets, an en-suite bathroom with dual vanities, a standing shower, a separate water closet with its own sink, and a bonus room perfect for an office, gym, or additional closet space. The kitchen offers an abundance of functionality with an eat-in nook, cooking island, ample cabinetry and counter space, a window over the sink, and a closet pantry. A guest bedroom and full hallway bath with a tub/shower combination are conveniently located just off the kitchen. Down the hallway, a large laundry room includes cabinets, counter space, and a utility sink. This leads to the in-law suite, which includes its own living room with double glass doors, two addition bedrooms, one of which is connected by a Jack and Jill bathroom with a standing shower, and a private primary bedroom with a walk-in closet. The suite also features its own kitchen and family room, offering full independence and comfort. Enjoy the huge pool deck with a screened enclosure, perfect for Florida living, with direct access to the 2-car garage. The spacious backyard includes a storage shed and RV carport on the side of the home—ideal for outdoor gear and recreational vehicles. Additional highlights: ROOF 2020, 1 AC NEW, 1 AC 2012, No HOA or flood zone, constructed with energy-efficient Poly Steel construction, Hurricane shutters throughout for safety and peace of mind. Centrally located to shopping, dining, and local amenities. This home is a rare find—versatile, secure, and built for comfort.
Source: STELLAR #W7877178
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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