1329 N Sun Catcher Way Green Valley, AZ 85614
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About this home
Owned Solar! A majestic old Saguaro cactus stands proudly, complemented by crisp desert landscaping, multi-level Mediterranean-style rooflines, a striking rock facade, and a beautiful front courtyard sets the tone for this special home. Step inside to a spacious great room featuring a vaulted ceiling, warm Southwest tile flooring, a lighted media center, and a sleek contemporary fireplace--perfect for cozy evenings and entertaining. The chef's kitchen is a true highlight, boasting multi-tone granite countertops, stainless steel appliances including a gas range, an undercounter sink with gooseneck fixture, a prep island, and a breakfast nook overlooking the courtyard. A versatile den or office is accessed through double French doors, offering privacy and flexibility. The owner's suite is a serene retreat, featuring a bay window and a well-appointed bath with a dual-sink granite vanity, upgraded mirrors and lighting, and an accent window that fills the space with natural light. Enjoy outdoor living under the full-length covered patio with an attractive epoxy finish. A spacious backyard with an expansive paver patio is surrounded by lush vegetation, providing added privacy and tranquility. All of this, plus the benefits of solar panels for energy efficiency and lower utility costs. The resort-inspired amenities redefine leisure and recreation, featuring three exceptional 9-hole championship golf courses complete with a driving range, putting green, and pro shop. Engage in vibrant social activities with 32 pickleball courts, as well as tennis and bocce courts. Indulge at Quail Creek restaurant and bar, and take advantage of the clubhouse, which features a coffee bar, library, billiards room, and a grand ballroom. The community offers a conference center, an arts and technology center, and a dedicated dog park, alongside a wealth of social clubs and activities to enrich your life. The brand-new Quail Creek Canyon Club elevates your experience even further, offering luxurious resort and lap pools, a cutting-edge fitness center, a bistro, a barber shop, a spa lounge, and much more! Make Arizona your new home and embrace a lifestyle of unparalleled comfort and excitement at Quail Creek.
Source: SOUTHAR #22523892
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.