133 Alpharetta Ct Conway, SC 29526
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About this home
Welcome to 133 Alpharetta Ct. in Conway, where peaceful pond views, spacious living, and modern comforts come together on a generous 1-acre lot! This stunning 4-bedroom, 3-bathroom home is loaded with desirable features and offers a layout designed for both relaxation and functionality. Step inside and you’ll immediately notice the spacious feel, highlighted by a large kitchen perfect for entertaining, a formal dining area for special gatherings, and a cozy fireplace in the living room to enjoy on cooler evenings. The primary suite is located on the first floor and offers a walk-in closet and an en-suite bath complete with a garden tub, separate shower, and vanity. Upstairs, you’ll find a versatile bonus room above the 3-car garage that serves as the fourth bedroom—ideal for guests, a home office, or playroom. The split-bedroom floor plan includes additional first-floor bedrooms and bathrooms for convenience. Outside, relax on your screened-in back porch while taking in peaceful views of the pond. With a low HOA, plenty of outdoor space, and a quiet location, this home offers the best of country-style living with modern touches. Don’t miss your chance to own this beautiful home in Conway—schedule your private showing today!
Source: MYRTLEBEACH #2510465
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.