133 Finch Knl San Antonio, TX 78253
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About this home
No City Taxes and a Brand New Roof! No carpet downstairs and master bedroom on 1st floor. All other bedrooms upstairs along with Huge game room upstairs and a Separate Media Room! Discover the ideal blend of comfort and spaciousness in this remarkable home with a bright and airy living space, where sleek, carpet-free flooring enhances the modern aesthetic. The kitchen is a chef's dream! Designed for both functionality and elegance, it opens seamlessly to the living and dining areas. This layout makes cooking effortless and invites connection with your guests. The master suite, conveniently located on the main floor, serves as your personal sanctuary. With two generous closets, a separate tub and shower, and a double vanity, you'll have everything you need for those bustling mornings. As you head upstairs, prepare to be wowed by the expansive game room-a versatile space that can easily transform into a family room, gaming zone, or even an office or cozy reading nook. Right off this impressive area, you'll find a media room, perfect for movie nights and entertaining friends and family. With three generously sized bedrooms upstairs, including two that share a convenient Jack and Jill bathroom, there's more than enough space for everyone to enjoy their privacy. New Roof only 3 months old! This home delivers comfort, entertainment, and ample room for the entire family along with great neighborhood amenities to keep everyone busy when they want to head outdoors. Don't let this opportunity slip away! Make this dream home yours today!
Source: SABOR #1873799
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.