133 Goodson Loop Pawleys Island, SC 29585
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About this home
Golf course living without the membership fees or HOA! Full of natural light and nestled in one of the most private settings in the neighborhood on a picturesque corner lot along the fairways of Litchfield Country Club, this classic 3-bedroom, 2.5-bath one level home offers timeless character and Lowcountry charm in the heart of Pawleys Island. Tucked away on a small circle off another quiet loop, this location is truly special — no through traffic, no busy streets, and virtually no cars passing by. It’s the perfect spot for peaceful morning walks, bike rides, or strolling with your dog. This rare sense of privacy and tranquility sets it apart from most homes in Litchfield Country Club. Thoughtfully maintained over the years by only two owners, this home offers wonderful bones and timeless appeal — with the opportunity to update finishes or reimagine spaces to suit your personal style. Whether you prefer to move right in or gradually make it your own, this property provides an inviting canvas in one of Pawleys Island’s most desirable neighborhoods.
Source: MYRTLEBEACH #2525825
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.