133 Legacy Trce La Vernia, TX 78121
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About this home
Luxury La Vernia Retreat with Pool, Acreage & Workshop! Experience country living in this stunning 2,783 sq. ft. luxury home, beautifully nestled on a corner lot among mature trees in La Vernia. Designed with both elegance and comfort in mind, the grand layout showcases a formal dining area, soaring ceilings, and a dramatic floor-to-ceiling stone fireplace that anchors the living room. The chef's kitchen is a true highlight, featuring a central island, stone-accented peninsula with bar seating, stainless steel appliances, an inlay stovetop and double ovens. A breakfast area overlooks the backyard, providing the perfect spot to enjoy morning coffee or afternoon tea. The spacious primary suite offers private outdoor access and a spa-like en suite bath with dual vanities, soaking tub, and separate shower. A secondary bedroom and full bathroom downstairs adds convenience and flexibility, while a versatile loft upstairs provides additional room for entertainment or relaxation. Outdoor living takes center stage with a shimmering pool, gazebo, fire pit, and expansive acreage, offering endless possibilities to create your own retreat. Additional property highlights include a large workshop, RV parking, and solar panels for energy efficiency. Whether hosting, relaxing, or stargazing, this backyard is designed for unforgettable experiences. Located in a peaceful part of La Vernia yet convenient to shopping, dining, and city amenities, this home offers the best of both worlds-tranquil surroundings and quick access to daily needs. Don't miss the chance to own this one-of-a-kind property in La Vernia-schedule your showing today!
Source: SABOR #1909035
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.