133 Plumbago Loop Bastrop, TX 78602
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About this home
Escape to serenity in this stunning 3-bedroom, 2-bathroom single-story home in Bastrop, perfectly positioned to back up to a serene greenbelt. The modern exterior boasts a well-groomed front yard featuring xeriscape elements, setting the tone for a peaceful retreat. Upon entering, you'll be greeted by the bright, open, and airy entryway with charming tile flooring and high ceilings. The spacious living room is flooded with natural light, thanks to a wall of windows, and features recessed lighting and a ceiling fan for added comfort. The living room seamlessly connects to the sun-drenched dining area and offers direct access to the backyard and covered patio, the perfect spot to enjoy the peaceful views of the greenbelt. The covered patio is a true oasis, large enough to accommodate outdoor furniture and perfect for outdoor dining or simply taking in the surroundings. The fully fenced backyard provides a safe and private space to relax and unwind. Inside, the kitchen is a true showstopper, featuring a long breakfast bar, center island, quartz countertops, built-in microwave over oven, pantry, and decorative tile backsplash throughout. A designated office space off the entryway offers flexibility and can be used as a home office, reading nook, or however you'd like. The primary suite is a serene retreat, boasting an en-suite bathroom with separate vanities, recessed lighting, large walk-in shower, deep soaking tub, and walk-in closet. Both secondary bedrooms feature high ceilings and ample closet space. This community offers a plethora of amenities, including two community pools within walking distance, dog parks, playgrounds, walking trails, a lake house, gym, pickle ball courts, and a Frisbee golf course. Come make this house your home and enjoy the perfect blend of peace and recreation.
Source: ACTRIS #2492712
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.