133 Wilmer Valley Dr Wentzville, MO 63385
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About this home
**SELLER IS OFFERING $5,000 CREDIT TOWARDS CARPET REPLACEMENT! Welcome home to this stunning 1.5-story offering 5 bedrooms, 3.5 bathrooms, and exceptional living spaces throughout. Perfectly situated on a beautiful flat lot that backs to mature trees, this home features a fully fenced backyard—ideal for outdoor entertaining, play, and relaxation. The inviting curb appeal is complemented by a spacious 3-car garage. Inside, the main level boasts a luxurious primary suite complete with custom built-in shelving, elegant plantation shutters, a spa-like en suite bath, and an expansive walk-in closet. The heart of the home features a large living room with a cozy wood-burning fireplace and abundant natural light. The kitchen provides plenty of cabinet and counter space, a pantry, and a comfortable flow for both everyday living and hosting guests. Upstairs, you’ll find a generous loft area—perfect for a reading nook or playroom—along with three spacious bedrooms, each offering its own walk-in closet and sharing a full bath. The finished walk-out basement expands your living space with a huge recreation room, ideal for movie nights or game days, plus a flexible area for an office, gym, or homeschool setup. A fifth bedroom and full bath make this lower level perfect for guests or extended family. Step outside to enjoy the private patio and tree-lined backdrop that provides peace and privacy. This meticulously maintained home truly combines comfort, function, and style in every detail.
Source: MARIS #25067623
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.