1330 Rock Chapel Rd Herndon, VA 20170
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About this home
Welcome to this beautifully renovated 2-car garage single-family home, located in the desirable Crestbrook neighborhood. Thoughtfully updated from top to bottom, this home blends modern style with everyday functionality. The main level features brand-new luxury vinyl plank flooring throughout, creating a cohesive and contemporary look. The spacious kitchen shines with all-new white cabinetry, sleek quartz countertops, and a stainless steel appliance package. A large peninsula island provides ample prep space and additional storage, while the adjacent breakfast room offers a bright, airy spot for casual dining. The expansive family room is an entertainer’s dream, anchored by a charming wood-burning fireplace with a raised brick hearth—perfect for cozy evenings. French doors lead to the deck and large fenced backyard, ideal for outdoor gatherings. A convenient powder room is located just off the mudroom and oversized 2-car garage, which also includes plenty of built-in shelving for storage. Upstairs, you'll find five generously sized bedrooms, all with brand-new carpet and fresh paint. The remodeled owner’s suite features a spacious L-shaped walk-in closet and a stylish en-suite bath with double vanity and a walk-in shower. The hall bath has also been fully updated with a new double vanity, modern lighting, and ceramic tile flooring. The fully finished lower level adds even more versatile living space, complete with new drywall, recessed lighting, fresh paint, and plush carpet—ideal for a rec room, home theater, gym, or playroom. Additional updates throughout the home include new light fixtures, electrical outlets, and outlet covers, providing a move-in-ready experience. The roof and siding were replaced approximately 15 years ago and the HVAC and water heater have been updated along the way as well. Most of the double-hung, vinyl windows have been replaced with the exception of the ones in the living and dining rooms. Situated on a spacious 0.26-acre corner lot, the home offers a large fenced yard with a deck—perfect for pets, play, or relaxing outdoors. Conveniently located near grocery stores, shopping, major commuter routes, the Herndon and Reston Metro stations, and Dulles International Airport, this home offers the perfect balance of neighborhood charm and urban accessibility. Don’t miss your chance to make this stunning Crestbrook home yours!
Source: BRIGHT #VAFX2273424
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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