13301 Thoroughbred Dr Dade City, FL 33525
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About this home
** ENJOY THE BEST SUNSET VIEWS IN LAKE JOVITA** Discover refined elegance in this stunning 4-bedroom, 3-bath home boasting 2,741 square feet of sophisticated living space. Nestled on an oversized lot within the prestigious Lake Jovita Golf & Country Club, this Arthur Rutenberg–designed residence showcases the perfect blend of style, comfort, and timeless craftsmanship. Step inside to find gleaming hardwood floors, soaring ceilings, and abundant natural light that highlights the home’s elegant open layout. The split floor plan ensures privacy, while the gourmet kitchen delights with stainless steel appliances, solid-surface countertops, double ovens, ample cabinetry, and both formal dining and eat-in kitchen spaces—perfect for both everyday living and entertaining. The primary suite is a luxurious retreat, featuring dual walk-in closets and a spacious primary bath complete with dual sinks, a soaking tub, and a walk-in shower. Designed for relaxation and comfort, this suite offers a peaceful escape with tranquil views of the backyard oasis. Additional features include a dedicated office with French doors and two private guest wings, providing exceptional versatility for family and guests alike. Enjoy unforgettable sunsets and panoramic pond views—among the best in Lake Jovita—from your expansive screened lanai or while relaxing in your private pool. Residents enjoy low HOA fees, no CDD, and optional access to world-class amenities including championship golf, tennis courts, fitness center, community pool, and on-site dining. All of this is situated within a secure, gated community, just minutes from Wesley Chapel’s premier shopping, dining, and entertainment, and a short drive to downtown Tampa. The owner's favorite feature of the home is the openness of the home and the sunset pond views. Don’t miss your chance to own this Lake Jovita gem—schedule your private showing today!
Source: STELLAR #TB8440016
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.