13302 E 43rd St Tulsa, OK 74134
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About this home
Welcome home to your dream home a spacious 5-bedroom, 3-bath residence that perfectly balances comfort, elegance, and functionality. Nestled in a tranquil Crystal Creek, this captivating house is designed to impress both family and guests alike, offering a harmonious blend of contemporary living and timeless charm. Step inside to discover two generously-sized living areas that offer versatility for relaxation and entertainment. The formal living room, with its soaring extra-high ceilings and elegant curved staircase, creates a stunning focal point. The heart of the home boasts a large kitchen that is truly a chef's dream! Featuring beautiful granite countertops, an abundance of cabinetry, pantry and a cozy kitchen nook perfect for casual dining. Host memorable dinner parties in the formal dining room, where you can create lasting memories with loved ones over delicious meals. Retreat to your personal sanctuary in the master bedroom, complete with an en-suite bathroom that features double sinks, a relaxing tub, and a spacious walk-in shower. Step outside to a large covered patio that beckons for evening gatherings, or peaceful morning coffees. The professionally landscaped yard offers a serene backdrop, while the in-ground storm shelter ensures peace of mind during inclement weather. The property includes a sizable shed for additional storage and a side gate entry that provides easy access for parking trailers or recreational vehicles. With a sturdy and stylish exterior the stucco and brick not only add to its curb appeal but also promise durability and low maintenance. Must see to appreciate all the details of this beautiful home !
Source: MLSTECHNOLOGY #2540993
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.