13303 E 95th Pl N Owasso, OK 74055
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About this home
Seller now offering $4,000 in closing costs to buyer! This beautiful home is in a PRIME location, desirable neighborhood, and has space galore! This home offers 4 bedrooms, 2 full and 2 half baths, formal dining, formal living with soaring ceilings and stunning fireplace, a second living area open to the kitchen with a wall of windows letting in all the natural light. The kitchen has quartz counter tops, brand new range, and lots of cabinet space! The spacious master suite is located on the first floor with access to an outside private deck, and has his and her walk in closets. The master bath has separate vanities, shower, and whirlpool tub. The upstairs offers 3 large bedrooms, 2 of them sharing a jack and jill bath, and a game room that could easily be another large bedroom with a half bath! The backyard is a great size, with lots of privacy, mature trees, two patio areas, perfect space for the kids and/or pets. Sprinkler system, professionally landscaped, gutters with new gutter guards, high efficiency HVAC system, and a whole home surge protector are just some of the upgrades it has. This property is in the heart of town minutes from everything Owasso has to offer including shopping, restaurants, grocery stores, medical facilities, and schools. The neighborhood also has a pond right down the street. You don't want to miss this one!
Source: MLSTECHNOLOGY #2518361
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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