13324 Romulus Way San Antonio, TX 78245
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About this home
This home shows better than the new build models, and has tons of extra room for the entire family. Upon entering the home, you will notice the formal dining room, which is versatile and can easily be used as a home office. The heart of the home is the kitchen, which will wow you with soaring ceilings and a beautiful catwalk. The kitchen was remodeled in 2022 and features beautiful white quartz, counters with a waterfall island and plenty of space to prepare meals for the whole family. A convenient breakfast nook completes the perfect setup for all of your family's needs. The buyer will also get to enjoy the state of the art fridge, which stays with the home! For optimal privacy, the oversized primary is downstairs and includes a spa-like bathroom with a separate tub and shower. Upstairs you will find 3 additional generously sized bedrooms, a second living space/loft and even a media room, currently set up as a private movie theater! If you have an electric car, this home comes with a electric charger for your vehicle! Oh, and did we mention the home also comes with paid off SOLAR PANELS? Talk about move-in ready! If you are looking for the most beautiful home on the block, this home is a MUST SEE! Schedule your showing today.
Source: SABOR #1858977
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.