13326 Evening Sunset Ln Riverview, FL 33579
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About this home
Beautiful 4-Bedroom Home with Conservation and Lake Views in South Cove, Riverview. Welcome to this stunning 4-bedroom, 2-bath home located in the desirable South Cove community of Riverview. This home features an open floor plan with vaulted ceilings and decorative plant shelves and niches throughout. The remodeled kitchen is designed for both style and function, offering Cherry wood colored cabinetry, lighted glass-door accents, easy-glide drawers, a Lazy Susan, spice racks, and Quartz countertops. The floors are also Cherry wood colored hardwood throughout the house (less kitchen, bathrooms, entry & Florida Room) Enjoy relaxing or entertaining in the spacious enclosed Florida Room overlooking a peaceful conservation area and lake/pond. The private Master Suite is located off its own hallway and includes a large bedroom, walk-in closet, and an en-suite bath featuring a garden tub, separate shower, and dual vanities. Three additional bedrooms and a full bath are located in a separate wing of the home. Additional features include hurricane-grade windows installed in 2019 (throughout the East and South side of home, the West and North side windows are original) , beautiful tropical landscaping, and a fully irrigated lawn. The HVAC system was replaced in June 2014. Hot water heater was installed in 2019, as well as the entire roof was re-roofed in 2019 with 35 years shingles. Solar panels will be paid off at closing, giving you full ownership and keeping the electric bill as low as approximately $12 / month. Don’t miss this opportunity to own a beautifully maintained home with modern updates and serene water views!
Source: STELLAR #TB8446107
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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