13350 1st St Fort Myers, FL 33905
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About this home
Welcome to 13350 First St, a beautifully maintained 4-bedroom, 2-bathroom home offering 1,961 sq. ft. of living space and a total of 2,877 sq. ft. Set on a generous 0.33-acre corner lot, this home blends comfort, space, and thoughtful upgrades in a prime Fort Myers location close to schools and Manatee Park. Inside, you’ll find tile flooring throughout for a clean and timeless look. The spacious kitchen is the heart of the home, featuring Whirlpool stainless steel appliances and abundant storage—ideal for both daily living and entertaining. The oversized master suite is a private retreat with soaring ceilings, a large walk-in closet, and a luxurious bathroom complete with a jetted soaking tub, dual-sink vanity, and an oversized walk-in shower. Step outside to enjoy the Florida lifestyle on the large screened-in lanai, perfect for outdoor dining or relaxation. The new privacy fence (2024) surrounds a spacious backyard with plenty of room for children, pets, or even a future pool. A new roof (2023) provides added peace of mind and long-term value. With its expansive layout, premium corner lot, and proximity to parks, schools, and everyday conveniences, this home truly has it all.
Source: FORTMYERS #225055669
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.