13367 Apple Blossom Ln Apple Valley, CA 92308
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About this home
Welcome to your dream home- A stunning 5-bedroom, 2-bathroom residence sprawling over 2,100 square feet of beautifully designed living space. Situated on half an acre of flat, usable land, this property offers endless possibilities for outdoor enjoyment and future enhancements including RV hook-ups. With no HOA and low taxes, this home is as affordable as it is appealing. Inside, the generous living space boasts a spacious and open layout, perfect for families and entertaining. At the heart of the home, the modern kitchen features updated stainless steel appliances, ample counter space, and sleek cabinetry, making it a chefs delight. Five well-appointed bedrooms offer plenty of room for family, guests, or even a home office, with each room designed for comfort and style, providing a peaceful retreat. Enjoy peace of mind with updated utilities, including a newly replaced septic tank, ensuring modern functionality and reliability. The substantial yard space offers room for outdoor activities, whether you envision a playground, garden, or even a pool. This home is a rare find, offering a blend of space, modern amenities, and exceptional value. Don't miss the opportunity to make this remarkable property your own.
Source: CRMLS #250040218SD
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.