1337 York Ave Canon City, CO 81212
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About this home
Charming log-sided single level home offering 3 spacious bedrooms, 2 full baths, and 1,568 sq ft of warm, inviting living space—all set on nearly an acre in the peaceful outskirts of Cañon City. Enjoy the best of country living with quick access to downtown amenities, schools, and outdoor recreation. Step inside to a bright, open-concept living and dining area, complete with a cozy gas fireplace—perfect for relaxing or entertaining. A second living room adds flexibility for gatherings, hobbies, or quiet evenings at home. The kitchen features warm wood cabinetry, ample counter space, and a welcoming layout ideal for home-cooked meals. The primary suite includes a large walk-in closet and private full bath. Two additional bedrooms offer plenty of space for family, guests, or a home office. The attached two-car garage provides convenience, and the bonus shed out back, complete with its own porch makes a great workshop, studio, or extra storage. The large backyard is fenced and thoughtfully divided into two areas: a main yard with patio for entertaining or relaxing, and a pasture area ideal for animals such as chickens, goats, or even a horse. The front yard is beautifully rock-scaped with mature trees and low-maintenance landscaping. Ample parking with two driveways, plus space for an RV, boat, or off-road vehicles. Explore nearby outdoor adventures like fishing, hiking, rafting, ziplining, and more—all just minutes away. Don’t miss this rare opportunity for space, comfort, and Colorado charm. Schedule your showing today!
Source: PPMLS #4490739
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.