1338 Fishing Creek Rd Clover, SC 29710
Your savings
About this home
Welcome home to Paddlers Cove, where luxury and convenience meet. Enjoy lower cost living, country charm complemented by community and local amenities all while being close to Charlotte. This stunning 4-bedroom, 3-bathroom home offers the perfect blend of modern living and serene community charm. Highly sought after Clover Schools, recreational activities on Lake Wylie or at nearby Daniel Stowe Gardens Step inside this beautiful 1.5-story home and be greeted by a bright and open floorplan with a vaulted ceiling, creating an inviting and spacious feel. The main level features a primary suite and two additional bedrooms, providing a convenient split-bedroom layout. The gourmet kitchen is a chef's delight, complete with a large island, farmhouse sink and ample counter space for all your culinary adventures. Upstairs, a large bonus room and an additional bedroom with a full bath offer a private retreat for guests, family, or a home office. Unwind on the screened-in porch, the perfect spot to enjoy your morning coffee or an evening cocktail while taking in the peaceful surroundings. Beyond the home, you'll discover the resort-style amenities of Paddlers Cove. This community is designed for an active lifestyle, featuring 2 refreshing pools, an open-air pavilion, and a network of walking trails. For water enthusiasts, a kayak launch into Crowders Creek provides easy access to Lake Wylie and all its recreational opportunities. Located just minutes from Lake Wylie and within walking distance of the Clover Aquatic Center, this home offers a fantastic location with top-rated schools and a quick commute to Uptown Charlotte. Don't miss your chance to own a piece of this exceptional community. Ask your lender about qualified DPA programs available for this property up to $26,750 with our preferred lender
Source: CANOPYMLS #4298074
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.