1338 Flaxwood Ave Brandon, FL 33511
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About this home
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Step inside this stunning, fully remodeled 6-bedroom, 3-bath POOL home in Heather Lakes and experience over 3,100 square feet of modern luxury. Every detail has been thoughtfully reimagined—inside and out. From the fresh exterior and interior paint, epoxy-coated garage, and re-screened pool enclosure to the all-new kitchen, baths, flooring, lighting, and fixtures, this home offers the perfect blend of elegance and everyday comfort. The wide-plank, waterproof luxury vinyl flooring runs seamlessly throughout, setting the stage for the open and airy floor plan. Enter through the dramatic two-story foyer into spacious formal living and dining areas that flow into the heart of the home—the chef’s kitchen. Here, you’ll find soft-close cabinetry, quartz countertops and backsplash, stainless steel appliances, complementary brass hardware, and a large walk-in pantry. The kitchen opens directly to the family room, where glass sliders flood the space with natural light and lead to your private outdoor retreat. The sparkling pool and expansive freshly painted sun deck create the perfect setting for entertaining or quiet relaxation. A full bedroom and bath on the main level make an ideal guest suite or multigenerational living option. Upstairs, the oversized primary suite boasts a walk-in closet and a spa-like ensuite bath with quartz dual vanities, a frameless LED backlit mirror, porcelain tile shower, and a separate soaking tub. Additional bedrooms are generously sized with ample storage and share another beautifully remodeled full bath, creating a cohesive, luxury feel throughout the home. Located in the heart of Brandon near Heather Lakes Park, shopping, dining, and with easy access to I-75, you’ll enjoy convenient commuting to downtown Tampa, Tampa International Airport, and MacDill Air Force Base.
Source: STELLAR #TB8427064
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.