1338 Olive Ave Vista, CA 92083
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About this home
Welcome to 1338 Olive Vista Drive — a retreat where everyday life meets breathtaking beauty & timeless California charm. This thoughtfully upgraded residence captures the essence of Vista living, blending open indoor spaces with peaceful outdoor views that remind you why Southern Cali is one of the most desirable places to call home. From the moment you arrive, the home’s inviting clean lines & curb appeal — highlighted by its wide frontage, simple landscaping, & signature Vista backdrop — set the tone for a lifestyle defined by comfort, connection, & natural light. Inside, the open-concept layout celebrates both relaxation & togetherness. The two living areas feature picture windows that frame mountain & valley views, creating a warm, airy atmosphere for entertaining or unwinding after a long day. The kitchen is beautifully updated with generous cabinetry, newer finishes, & direct sightlines into the dining & living areas — a perfect space for everyday living or weekend gatherings. Each bedroom has been designed with purpose & flexibility, ideal for guests, a home office, or a creative space. The primary suite feels like a private retreat, complete with an ensuite bath and tranquil natural light. Recent upgrades make this home stand out even more — with a TWO-YEAR-OLD roof, whole-cut central air conditioning, and solar panels providing energy efficiency, lower utility costs, & year-round comfort. These major improvements add confidence & peace of mind, giving you a home that’s as functional as it is beautiful. Step outside to your private patio & OVERSIZED two-depth-level yard to enjoy the panoramic setting that Vista is known for — golden sunsets, gentle breezes, & space to spread out or add an ADU. Whether you’re hosting dinner outdoors, tending a small garden, or simply enjoying your morning coffee, every moment here connects you to the natural beauty around you. Situated in one of the most scenic and peaceful areas of Vista, this neighborhood offers easy access to beaches, hiking trails, local dining, and commuter routes — all while maintaining a strong sense of privacy and space. The blend of comfort, community, & nature makes Vista truly special. 1338 Olive Vista isn’t just a home — it’s your next chapter, set against the backdrop of breathtaking views & thoughtful upgrades that let you live with ease, sustainability, & joy. Experience the view, the value, & the lifestyle. Discover why Vista is a hidden treasure and make us an offer we can’t refuse!
Source: CRMLS #CV25250627
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.