13382 Astoria St Sylmar, CA 91342
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About this home
Discover this stunning single-story home, featuring a spacious detached garage thoughtfully converted into a versatile guest retreat—perfect for extended family, a potential rental opportunity, or additional living space. This beautifully designed home is filled with abundant natural light and offers an open kitchen with ample counter space, abundant cabinetry, a built-in seating area, and convenient access to the washer and dryer, all while providing scenic views of the lush front greenery through a bay window. The inviting dining area is perfect for gatherings, while the spacious living room boasts a gorgeous brick fireplace, recessed lighting, and elegant French doors that open to the backyard. A bonus room with a skylight serves as the perfect space for a home office, gym, or creative studio. The primary suite features its own en-suite bathroom with a standing shower, complemented by two additional bedrooms equipped with ceiling fans for added comfort. Elegant crown molding also adds a touch of sophistication. The detached garage conversion offers a private entrance and includes a full living area, kitchen, and a ¾ bathroom with a standing shower, making it an ideal guest house or potential rental unit. Sitting on a large lot with alley access, this property provides ample space and convenience. Best of all, there are no HOA or Mello Roos! This exceptional home blends comfort, style, and versatility—don’t miss the opportunity to make it your own!
Source: CRMLS #SR25055034
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.