134 Melissa Dr Trenton, GA 30752
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About this home
Welcome to 134 Melissa Drive, a hidden gem in the heart of Trenton, GA! Perfectly positioned on an oversized 0.63+/- acre lot in a well-established neighborhood, this charming ranch-style home delivers the ideal blend of space, comfort, and convenience. With 3 bedrooms, 2 full bathrooms, and over 1,500 square feet of living space, there's plenty of room to spread out and make it your own. Step inside to find an extra-large living room that serves as the heart of the home, perfect for family gatherings or game day entertaining. The spacious guest bath adds comfort for visitors, while the large laundry room is conveniently located just off the carport adding everyday ease. The kitchen is move-in ready, and all appliances transfer with the sale, making your transition seamless. Recent upgrades include all new ductwork and a natural gas water heater that was installed approximately two years ago offering energy efficiency and long-term peace of mind. Out back, discover your own private retreat: an extra-large deck, expansive concrete patio, and a fenced backyard with space for pets, kids, gardening, or even a future firepit. There's room to play, room to relax, and room to dream. The location is truly unbeatable! It's just minutes from schools, grocery stores, and I-59 access, making daily commutes and errands a breeze. Whether you're looking to settle down in a peaceful, well-connected community or seeking a smart investment in a growing market, 134 Melissa Dr checks all the boxes. Schedule your showing today and get ready to enjoy the flexibility of a true blank canvas...the home is ready for immediate occupancy, yet offers endless potential for personalization and quick updates.
Source: GAMLS #10587025
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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