1340 Constance Dr Fort Worth, TX 76131
Your savings
About this home
Spacious 3-bedroom, 2-bath single-story home offering nearly 2,000 sq. ft. of living space, built in 2006. The open layout features a large living room, formal dining area, and a study den—ideal for working from home. The kitchen is equipped with modern appliances, plenty of cabinet and counter space, and flows easily for entertaining. Bedrooms are well separated for privacy. The master suite includes dual sinks and generous closet space. The secondary bedrooms share a full bathroom. Throughout, you’ll enjoy a mix of tile and carpet flooring for comfort and easy maintenance. The home has been recently painted, enhancing the fresh, move-in ready appeal. A cozy fireplace adds charm to the living area. Recent updates include new floors (2025), new AC unit (2024), new garbage disposal (2025), new insulation in the attic (2024), new water heater (2025), and an epoxy garage floor covering (installed approximately 3 years ago). Outside, the property sits on a 6,185 sq. ft. lot. The spacious backyard is fenced with wood, perfect for outdoor living and family activities. Parking is in a 2-car attached garage. The exterior is all brick with a clean, well-kept facade. Located in the Ridgeview Farms subdivision, this home has access to a homeowners association with a modest monthly dues. Situated in a growing area with an increasing number of shopping, dining, and service options nearby. For schools, it lies within the Eagle Mountain-Saginaw ISD, with Gililland Elementary, Highland Middle, and Saginaw High serving the neighborhood. Recent updates include new floors (2025), new AC unit (2025), new garbage disposal (2025), new insulation in the attic (2024), new water heater (2025), and an epoxy garage floor covering (installed approximately 3 years ago).
Source: NTREIS #21067670
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.