1340 W 68th Ave Denver, CO 80221
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About this home
// SELLER PAID + PREFERRED LENDER CONCESSION = PERMANENT RATE BUY-DOWN FOR YOU! Over 1/2 point for FHA and 3/4 POINT PERMANENT BUY DOWN FOR CONVENTIONAL! SAVING YOU THOUSANDS ON THE LIFE OF YOUR LOAN. // Experience refined modern living in this low-maintenance four-bedroom, four-bathroom Denver home designed for comfort and style. The sought-after main-floor primary suite and elegant upgrades create a seamless flow throughout, while soaring vaulted ceilings and expansive windows amplify natural light. Freshly painted interiors in a soft, airy palette set the stage for effortless living, and double sliding glass doors open onto a private patio—perfect for relaxed mornings or evening entertaining. The chef’s kitchen features terrazzo quartz counters, Bosch stainless steel appliances, full-height penny tile backsplash & modern open shelving. A new designer chandelier adds a refined touch to the dining area. The main level primary suite offers a serene retreat with an en-suite bath, dual vanities, a walk-in shower, and a custom walk-in closet. Also on the main floor: a stylish mudroom, laundry area with extra storage, durable vinyl flooring & direct access to the intimate side yard through sliding patio doors. Upstairs, two spacious bedrooms share a Jack-and-Jill bath. New carpet & upgraded padding throughout! Fully finished basement with a large rec room, a fourth bedroom & full bath, plus a dedicated office that can easily convert into a fifth bedroom. Pre-wired for surround sound and a security system, with Ethernet ports in every room supporting gigabit-speed internet. Professionally maintained front yard & an extended concrete patio wired for a hot tub. Explore local favorites like Bruz Beers (with rotating food trucks) & Early Bird Café, and a brand new Trader Joe's in Westminster. Families will appreciate proximity to Trailside Academy (K–8) & Midtown Montessori. The vibrant Sunnyside neighborhood—with boutique shops and dining—is minutes away!
Source: RECO #5159353
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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PUBLISHER'S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
METROLIST, INC., DBA RECOLORADO will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
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