13401 E 33rd St Jones, OK 73049
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About this home
Set on just over 8 wooded acres in Jones and fenced, this property feels peaceful and secluded while still keeping you close to town. From the moment you pull through the gated drive, you’ll notice the park-like setting dotted with native pecan trees and open space for enjoying the outdoors and beautiful wildlife that visit the property. The home was built with comfort and function in mind, an open floor plan, four bedrooms (including TWO primary suites) each with their own bath, a spacious bonus room upstairs, and thoughtful details like custom shelving in every closet, jetted tubs, and a cozy fireplace in the living room. The kitchen makes everyday life easy with granite countertops, a gas stove set in an island, pull-out shelves, a large pantry, breakfast bar seating and even a built-in desk area; plenty of space for both cooking and gathering. Step outside and you’ll find even more to love—a screened-in porch with a dog door, a large pergola with propane fireplace, and a sparkling 12x21 ft pool with tanning ledge added in 2019. There’s also an outdoor kitchen, perfect for weekend cookouts, and a sprinkler system that keeps the landscape looking great year-round. Between the well with water softener and purifier, buried propane tank, aerobic septic system pump replaced in 2024/system cleaned in 2025, and roof replaced in 2019, the details here have been taken care of so you can relax and enjoy the view. It’s a rare find that offers room to spread out, a true connection to nature, and all the amenities to make everyday living easy.
Source: MLSOK #1194769
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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