13408 Drop Seed San Antonio, TX 78254
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About this home
Welcome to 13408 Drop Seed - Your Dream Home Awaits in Valley Ranch! This stunning 4-bedroom, 2.5-bathroom home sits on a spacious premium corner lot and is loaded with thoughtful upgrades and stylish finishes throughout. Perfect layout and meticulously maintained, this 2,323 sq ft home offers modern comfort and convenience in one of San Antonio's most desirable communities. Step inside to discover an open-concept layout perfect for both relaxing and entertaining. The upgraded kitchen and living areas flow effortlessly to a generous backyard featuring a custom oversized concrete slab patio-ideal for weekend barbecues or quiet evenings under the stars. The owner has enhanced this home inside and out, and is open to price negotiation or contributing toward your closing costs-making this an unbeatable opportunity! Enjoy the full Valley Ranch lifestyle with access to resort-style amenities including a sparkling pool, fitness center, playgrounds, and scenic walking trails. Located just minutes from top-rated schools, major shopping centers, and popular dining spots, this home offers the perfect blend of comfort, convenience, and community. Plus-Select appliances and furniture may convey with a full-price offer! DID I MENTION SELLERS ARE OFFERING A $5,000 INCENTIVE TO THE BUYERS WITH A FULL OFFER !!! Don't wait-homes in Valley Ranch go fast. If you are looking for your perfect home, or an investment property, don't miss out, schedule your private showing today and make this move-in ready gem your own!
Source: SABOR #1863639
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.