1342 Hamlet St # 1344 Unit 1342 Columbus, OH 43201
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About this home
Stunning 3-Bedroom Home in the Heart of Weiland Park! Welcome to this beautifully updated 3-bedroom, 1.5-bath home located on one of the most desirable streets in the sought-after Weiland Park neighborhood. This move-in-ready gem offers the perfect blend of charm and modern updates throughout. Step inside to find a welcoming entryway, newly carpeted staircase, and newer flooring throughout. The spacious living room features a large picture window and a gorgeous decorative brick fireplace, perfect for cozy evenings. The spacious formal dining room is ideal for entertaining, and the fabulous kitchen is a true showstopper — complete with quartz countertops, a marble tile backsplash and stainless steel appliances. Additional highlights include a mud room, pantry and the large covered front porch, new exterior basement door, radon mitigation system, and a new fully privacy-fenced in backyard with beautiful landscaping, garden beds, & planter boxes. The one-car detached garage adds extra convenience, parking & storage. Enjoy relaxing mornings and evenings on the charming front porch or host gatherings in your lush backyard retreat. Located just minutes from OSU, Short North, Zora's House Coffee Shop, Weiland Park, and an endless variety of shops, dining and entertainment. With endless updates and thoughtful details throughout — this home is truly a Must See! ***professional Photos coming soon!
Source: COLUMBUSOH #225025860
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.