13456 Cooper Rd Spring Hill, FL 34609
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About this home
Pool, Paradise & Space for Days! This 3/2 gem has 2,828 sq. ft., a full-floor man cave upstairs, tons of storage, a sparkling pool with paver deck, EV charging, and security cameras included! Minutes from springs, beaches & Tampa — your dream home is calling! Welcome to your own private paradise! This stunning 3-bedroom, 2-bath home offers an impressive 2,828 sq. ft. of living space on 1.29 acres of beautifully maintained property. From the moment you arrive, you’ll be wowed by the tranquil setting, lush landscaping, and the sense of space and privacy that’s hard to find. Inside, you’ll find a thoughtfully designed layout perfect for both relaxing and entertaining. The heart of the home features spacious living areas that flow seamlessly into the kitchen and dining spaces — but the real showstopper is the massive upstairs bonus room. Spanning the entire second floor, this incredible space makes the ultimate man cave, home theater, game room, or hobby haven. This home also offers an abundance of storage, with closets, cabinetry, and dedicated storage areas throughout, plus a perfect shed for tools, toys, or equipment. Out back, your personal oasis awaits — a sparkling screened pool with a gorgeous paved deck that’s ideal for summer barbecues and evening swims. The property also features an EV charging station, security cameras that stay with the home, and plenty of room for RVs, boats, or additional vehicles. Living here means you’re just minutes from Weeki Wachee Springs, Pine Island Beach, top-rated schools, and convenient shopping and dining. Nature lovers will appreciate the proximity to kayaking, hiking, and boating, while commuters will love the easy access to the Suncoast Parkway for a quick trip to Tampa or the Gulf Coast beaches. If you’ve been dreaming of a spacious, move-in-ready home with unmatched outdoor living and endless possibilities inside — this is it!
Source: STELLAR #TB8417957
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.