13486 English Sparrow Rd Weeki Wachee, FL 34614
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About this home
Welcome to this still new home , custom build at the desired Royal Highlands community! This 3-bedroom, 2-bathroom residence offers 1,512 sq ft of modern living space, combining style, comfort, and functionality. The open-concept design features luxury vinyl plank flooring throughout the living areas, Bedrooms and bathrooms. The kitchen is a chef's dream, equipped with a full stainless steel appliance package, including a refrigerator, and complemented by elegant granite countertops. The master suite boasts a walk-in closet and an ensuite bathroom with a beautifully tiled shower. The split floor plan ensures privacy, with two additional spacious bedrooms located on the opposite side of the home, sharing a well-appointed second bathroom. Curb appeal abounds with a charming front porch, while the back patio slab provides additional outdoor living space. This home comes with thoughtful upgrades not typically found in new construction, including ceiling fans and lamps throughout, Glass enclosure on bathrooms, a garage door opener, and an irrigation system. Enjoy no water nor sewer bills at all, thanks to serviced water Well and top notch Septic system! Situated on a generous 0.46-acre lot, this property offers ample space for outdoor activities and future enhancements. Located in Hernando County, Nestled in the peaceful and rapidly growing Royal Highlands area of Weeki Wachee, this location offers the best of Florida's Nature Coast—seclusion, serenity, and easy access to some of the region’s most beloved attractions like Weeki Wachee Springs State Park – Just 15 minutes away! it falls within the Winding Waters K-8 School and Weeki Wachee High School districts, both just a short drive away. Don't miss the opportunity to make this stunning new home yours. Contact us today to schedule a private showing!
Source: STELLAR #TB8375278
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.