13492 Palomino Creek Dr Corona, CA 92883
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About this home
Back on the market at no fault to the seller! Discover this beautifully renovated 4-bedroom, 2.5-bathroom pool home nestled on a spacious lot with panoramic views in the highly desirable Horsethief Canyon neighborhood. With 1,592 square feet of thoughtfully designed living space, this home offers a perfect blend of modern upgrades and everyday functionality. Step inside to experience all-new flooring, high ceilings, and an abundance of natural light. The updated kitchen features sleek finishes and flows seamlessly into the dining and living areas, making it ideal for both entertaining and everyday living. Renovated bathrooms provide a fresh, modern feel throughout. Outside, enjoy your own private oasis in the newly installed pool and jacuzzi, perfect for soaking up the sunshine or relaxing under the stars. The mountain views add a stunning natural backdrop, while solar panels provide energy efficiency and cost savings. Conveniently located near major freeways, commuting is a breeze. The community itself is packed with amenities, including multiple pools, tennis courts, basketball courts, a baseball field, several parks, and even a dog parkoffering something for everyone. Priced to sell quickly! Dont miss the opportunity to own this turn-key home in a vibrant and amenity-rich neighborhood!
Source: SANDIEGO #SB25098567
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.