135 Anna Ln Fayetteville, GA 30215
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About this home
Welcome to your new sanctuary on 4.6 acres in sought after Fayetteville and Whitewater HS district! This home offers space galore and all the privacy you will need! Inside you will find an open floor plan of 3,500 square feet filled with 5 bedrooms and 3.5 baths. On the main floor you will discover spacious rooms with plenty of space to move around: an updated kitchen with breakfast nook, oversized dining room and living room which flows directly into the sun room that overlooks the deck and acreage. The owner's suite is located on the main floor with an updated, spa-like bathroom with soaking tub. Just around the corner you will find an additional bedroom and full bath. Upstairs, there are two oversized bedrooms and a full bathroom in addition to a large, unfinished attic space that could also be converted to a bedroom or bonus room! Downstairs, you will find an additional bedroom and large unfinished basement space that is ready for you to make your own! Head outside to the 3 stable barn to tend to your chickens or horses. In this home you can enjoy the peace of country living while being just a short drive from local amenities, top-rated schools, shopping, and dining. This charming, updated home with its functional barn and spacious land is a rare find - schedule your showing today!
Source: GAMLS #10640220
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.