135 Salado Dr Kyle, TX 78640
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About this home
Welcome to this charming home in the vibrant community of Kyle, TX. Perfectly positioned on a generous corner lot, this property offers an inviting atmosphere with its landscaped front yard and cozy front porch. This delightful residence features a spacious living room with ample natural light. The heart of the home, the kitchen, is equipped with updated appliances, vibrant cabinetry, and an island that provides additional counter space. Tiled flooring in wet areas and updated LVP elsewhere, no carpet. Boasting a versatile floor plan, notice that all of the bedrooms are generously spacious! The primary bathroom has been thoughtfully updated with quartz countertop at the double vanity, beautiful cabinets and amazing walk-in shower. Step outside to the expansive backyard, complete with a patio area and a 8x10 storage shed, offering plenty of space for outdoor activities and relaxation. Owner added dedicated electrical box so that wiring is ready for a future home generator. Roof replaced May 2025, HVAC in 2022 and the water softener conveys. Residents enjoy access to community amenities including a refreshing pool, playgrounds (yes, two), picnic tables, basketball court and green spaces! Excellent location with easy access to medical, shopping, and entertainment and only about 1/2 mile walk to downtown Kyle! Experience the perfect blend of comfort and convenience in this lovely Kyle home located in Silverado at Plum Creek!
Source: ACTRIS #5249838
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.