135 Tradewinds Ct Mooresville, NC 28115
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About this home
Welcome to this 2015 3-bedroom, 2-bath home on 1.06 acres privately set near the end of a cul-de-sac for no through traffic. Ideally located in a popular neighborhood with underground utilities between downtown Mooresville and Troutman, this property offers a peaceful, natural setting just minutes from I-77, shopping, and top-rated schools. Sitting up on a knoll and accessed by a concrete driveway and sidewalk, you’ll love the sunsets from the front porch. Other great features outside include a private, flat backyard surrounded by trees with plenty of woods, a creek, fire pit, greenhouse, raised vegetable beds, and a storage building with lean-to for mower storage. The yard is a gardener’s dream—featuring apple, cherry, plum, peach, and fig trees, muscadine vines, a rose garden, azaleas, and about a dozen crape myrtles lining the property. Inside, the home offers an open split bedroom floor-plan and kitchen with a farmhouse sink, custom vent hood, huge island with eat up bar, plenty of counter space, cabinetry, a large pantry and all appliances plus the washer & dryer remain. The owner’s suite features a spacious ensuite bathroom with custom vanity, shower, and walk-in closet. This home has been carefully maintained with service records to show it—HVAC serviced twice a year, new A/C coil (2025), new well expansion tank and pressure valve (2024), new floors (2022), and septic pumped within the last 3 years. If you’ve been dreaming of a move-in ready home surrounded by nature but close to everything Lake Norman offers, this is the one.
Source: CANOPYMLS #4317543
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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