13532 Palmera Vista Dr Riverview, FL 33579
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About this home
**SELLER MOTIVATED** Price Improvement! Over $10k in Landscaping, Whole house Reverse Osmosis Water Filtration System and completely fenced in. Finally, the home you've been dreaming of is coming to market but not staying for long! You can still assume this home with its 2.375% interest rate! This 4 Bedroom, 3 Bath home sits on a premium lot, in a premium community at a premium time. Come home and enjoy privacy as you should with the conservation in the rear as your only neighbors this is truly a home you can enjoy with the family. With a private bedroom downstairs as well as full bath consider an in law suite or a great place for guests to stay while allowing upstairs just for you. The split floorplan with a bonus room on the second floor shows how much thought was put into this home almost custom made for the new homeowner. Enjoy Florida in and out with an enclosed rear porch and a great sized yard for the whole family to enjoy. This home features a complete water filtration system, epoxy floor in the garage as well as split ac system to keep things cool, custom landscaping, fully fenced for the family and furry ones and so many more upgrades that you'll want to schedule a viewing today. If you think this home is just like the rest you are in for the surprise of a lifetime. The minimalistic furnishing choices are not staged but owned and may be requested for purchase as well. This house is truly a home and its just missing one thing, YOU. Room sizes are approximate please confirm sizes on an individual basis. Ask about the possibility of seller concessions instead!
Source: STELLAR #O6295508
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.