13546 Vox Ln Victorville, CA 92392
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About this home
Welcome to 13546 Vox Lane, a spacious and beautifully upgraded 3-bedroom, 3-bathroom home with a downstairs den/office that can easily be converted into a 4th bedroom, offering over 2,600 square feet of living space in one of Victorville’s most desirable neighborhoods. Built in 2022, this modern two-story residence combines contemporary design, energy-efficient features, and thoughtful functionality throughout. The open-concept floor plan is filled with natural light and designed for both entertaining and everyday living. The kitchen is a true highlight, featuring sleek quartz countertops, premium appliances, abundant cabinetry, and a large center island that connects seamlessly to the dining and living areas. Upstairs, a versatile loft offers even more flexibility—perfect for a media room, home gym, or play area—while each bedroom provides comfort, style, and plenty of space to unwind. The bathrooms showcase modern finishes, and the backyard is a private retreat with a unique outdoor soaking tub for relaxing under the stars, along with open yard space for gardening, hosting, or simply enjoying the California sunshine. Conveniently located near schools, shopping, dining, and commuter routes, this move-in ready home delivers exceptional value compared to nearby new construction—offering more space, no HOA premiums, and availability today. With flexible living options including a potential 4th bedroom, this property is designed to meet the needs of today’s buyers. Schedule your private showing today and see everything this stunning home has to offer.
Source: CRMLS #CV25176588
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.