1356 S White Ave Pomona, CA 91766
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About this home
Welcome to this beautifully maintained home! Stepping into comfort and convenience, tucked inside a well-kept gated community. Offering 3 spacious bedrooms and 4 bathrooms, this residence is thoughtfully designed with room for everyone. The primary suite provides a relaxing retreat, while a second bedroom with its own private attached bathroom makes the perfect space for guests, or multi-generational living. The inviting living area showcases a cozy fireplace, creating an ambiance perfect for quiet evenings or gathering with loved ones. Just outside, the low-maintenance backyard provides a private outdoor space, an ideal setting for weekend barbecues, morning coffee, or simply enjoying the fresh air without the extra upkeep. Additional highlights include a 2-car garage equipped with an EV charger, ensuring modern convenience. As well as near close proximity to shopping centers and convenient freeway access, making everyday living and commuting easy. This home beautifully blends warmth, functionality, and modern comfortready to welcome its next chapter. Tour today and take the first step toward calling this house your new home!
Source: SANDIEGO #CV25219848
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.