13569 Meadow Bay Loop Orlando, FL 32824
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About this home
One or more photo(s) has been virtually staged. Meet this neighborhood charm with a Private Spacious Screened Pool, Oversized Fenced Backyard and Mature Landscaping! This immaculate, well maintained two story 4 bedroom 2.5 bathroom single-family home located in a Gated Community of Harbor Lakes comes with a lot of Upgrades, Low HOA and NO CDD fees! The community features a community pool, a playground and is located in a fantastic neighborhood with Top Rated Charter Schools, an easy access to Major Highways - 417, 528, Turnpike, I-4 - as well as close proximity to Lake Nona Medical City, Pediatric Nemours Hospital, the UCF Medical University, Boxi Park, Nona Adventure park, 3 min to Sun Rail station, Hunters Creek area, 10 min drive to Orlando International Airport, short drive to Disney Parks, dining, shopping and entertainment. Orlando Magic Recreation center and Meadow Woods park are just down the road, the home is walking distance to Elementary and Middle public schools. Home features a functional floor plan with ample living spaces including eat-in kitchen, formal dining area and a private separate family room located on the first floor. There is a DURABLE TILE FLOORING throughout the first floor, LED lighting in the family room and dining area, Newer Stainless-Steel Appliances, Granite Countertops, modern light fixtures and a laundry room equipped with New Washer and Dryer. Generously sized DELUXE OWNER'S SUITE is located on the second floor with EN-SUITE bathroom, a Walk-in Shower and a Double Vanity. Three additional bedrooms are also located on the upper floor with a shared Fully Renovated bathroom and an extra deep soaking bathtub. The second level features Wood Flooring as well as LED lighting and Elegant Crown Molding in the primary suite. Outside, enjoy the Florida lifestyle year-round with a generously sized screened-in pool and plenty of space for entertaining. Recent Upgrades include: Pool Pump (2025), Washer/Dryer (2024), Roof Replacement (December 2020), Kitchen Samsung Appliances (2022), Pool Resurfacing (2021), HVAC (2020), New Sliding Doors, Windows Replaced throughout entire home, Newer Water Heater. Optional transferrable home warranty. Schedule your private showing today for a chance to own this beautiful upgraded home in a desirable location where everything is at your doorstep!
Source: STELLAR #S5131865
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.