13577 Buena Vista Dr Hesperia, CA 92344
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About this home
Beautifully UPGRADED POOL Home!! This is a Terrific SINGLE STORY Home and Located in a Family Friendly Community with NO HOA FEES and LOW LOW TAXES * * Come Enjoy this Spacious Floor-Plan Offering 2023sqft with 4 LARGE Bedrooms, Separate OFFICE/Play-Room and 2 FULL Bathrooms * * REMODELED Kitchen w/QUARTZ Counters and Custom Back-Splash, White Shaker Cabinetry, Breakfast Counter for the Kids, STAINLESS STEEL Appliances, Walk-In Pantry & Breakfast Nook * * Cozy Family Room with Raised Hearth Brick Fireplace and LUXURY Vinyl Plank Flooring Throughout * * Wonderful Backyard is PERFECT for ENTERTAINING with a SPARKLING In-Ground POOL (gated for child safety), Large Covered Patio, Gated Side Yard for the Dogs and Lots of Room for the Kids to Play * * UPGRADED & REMODELED Throughout with Custom 2-Toned Paint, Remodeled Kitchen, DESIGNER FIXTURES, Ceiling Fans, Mirrored Wardrobes, Remodeled PRIMARY BATH with Custom Shower & Quartz Counters, LVP Flooring and Base Molding and MUCH MORE * * Spacious Primary Bedroom with Large Walk-In Closet & HIGH Pitched Ceilings - AND - Remodeled Primary Bathroom with DUAL Sinks, Quartz Counters and Custom Tiled Walk-In Shower * * (3) Additional Nicely Appointed Bedrooms and a SEPARATE Office/Play-Room * * TWO Car Attached Garage has an Enclosed Office (can be removed) * * TERRIFIC Curb Appeal with Covered Front Porch and Drought Tolerant Landscape * * Close to Schools, Shopping, Dining/Restaurants, Parks and EZ Freeway Access * * SUBMIT YOUR OFFER Before it's GONE!!!!
Source: CRMLS #IG25216672
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.