1358 Yorkshire Ct Davenport, FL 33896
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About this home
One or more photo(s) has been virtually staged. Live the Ultimate Florida Lifestyle in this impressive 8-bedroom, 6-bath home — the largest floor plan in the community! Spanning over 4,000 square feet, this residence offers the perfect blend of space, comfort, and versatility. Step inside to find a chef’s kitchen featuring sleek granite countertops, stainless steel appliances, and upgraded cabinetry that opens seamlessly into the expansive living and dining areas. Enjoy effortless indoor-outdoor living with sliding doors leading to a covered lanai, private pool, and spa — ideal for entertaining guests or unwinding after a day at the parks. Upstairs, a spacious bonus loft provides additional room for movie nights, gaming, or a second family retreat. Nestled within a gated, resort-style community, residents enjoy access to a clubhouse, sparkling pool, tennis and volleyball courts, and more. Perfectly located just minutes from Disney, Champion’s Gate, and Orlando’s top attractions, this home is zoned for both short-term rentals and full-time living — making it a standout choice for a primary residence, vacation getaway, or high-performing investment property. Assumable Mortgage option available!
Source: STELLAR #O6356844
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.