$849,900

136 Bryce Ryan Cir Kingsland, GA 31548

$4,253/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Welcome to Marsh front Luxury Living in a Prestigious Gated Golf Community! Imagine coming home to this breathtaking marsh views every day! This stunning custom-built home offers over 3,336 square feet of elegant living space, featuring 4 bedrooms, 4.5 bathrooms, plus a dedicated office. Each bedroom includes its own ensuite full bath, providing ultimate comfort and privacy. The upstairs bonus room or 4th bedroom includes a kitchenette, making it an ideal teen suite, guest suite, or flexible entertainment space. The gourmet kitchen is a chef's dream, showcasing Granite countertops, Center Island with prep sink, Stainless steel appliances, Gas stove top, Walk in pantry & Water filtration system throughout the home. Elegant tile flooring flows through the main living areas, complemented by a unique Italian-style tiled fireplace surround, adding warmth and character. The luxurious owner's suite offers: Dual walk-in closets, spa-like bath with dual vanities Limestone-tiled walk-in shower, Separate spa tub for relaxation Step outside to your private outdoor retreat-featuring a beautiful in-ground brown infinity pool that visually looks out into the marsh, creating a seamless, breathtaking backdrop. This backyard oasis also includes access to a kayak-accessible inlet, Tidal creek, which connects to the river at high tide, perfect for exploring the peaceful marsh waterways right from your own property. Enjoy peaceful mornings or stunning sunsets from the screened-in porch, where you can sip your favorite beverage while soaking in the serenity of the surrounding landscape. Located in a secure, gated golf community, this home also includes HOA amenities such as: Lawn care and irrigation (from well water), Community pool, Playground & Fitness center This exquisite Marsh front property offers the perfect blend of luxury, coastal charm, and outdoor adventure-a rare opportunity in one of Georgia's most sought-after communities

4 bedroom
4.5 bathroom
3,336 sqft
0.46 acres
Single Family
Built in 2005
Air conditioning
Fireplace
Shared pool

Source: GAMLS #10595020


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 04, 2025 12:37 am
Listing agent: Brian Lloyd (904) 614-0705
Listing provided courtesy of: RE/MAX First Coast (912) 576-9339
Details provided by GAMLS and may not match the public record.
MLS ID: #10595020
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2025 GAMLS. All rights reserved.
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