136 Glynn Addy Dr Stockbridge, GA 30281
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About this home
Welcome home to this charming 2-bedroom, 1-bath ranch in the cozy Glynn Addy community of Stockbridge. Perfectly designed with an open concept layout, this single-level retreat offers a bright and inviting living space that flows seamlessly into the kitchen, ideal for entertaining or simply enjoying everyday life. The kitchen comes fully equipped with stainless steel appliances, making move-in a breeze. Step outside to a fully fenced backyard, offering both privacy and endless possibilities, whether you are hosting summer cookouts, creating a garden oasis, or giving your pets space to play. With its warm and comfortable feel, this home is a true blend of function and charm. Conveniently located just minutes from I-75, Piedmont Henry Hospital, shopping, and dining, you will enjoy the ease of access to everything Stockbridge and the surrounding areas have to offer. Built in 1998 and thoughtfully maintained. Whether you are a first-time buyer or looking to downsize, this Glynn Addy ranch is a wonderful opportunity. Do not miss your chance to see it in person and schedule a showing today.
Source: FMLS #7653367
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.