136 Honeybell Ln Blairsville, GA 30512
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About this home
WELCOME TO HONEYBELL LANE A NINE STRUCTURE COMPOUND nestled on 4.06 fully fenced acres in Blairsville, Georgia. This exceptional property offers privacy, comfort, and versatility with two beautifully finished homes, multiple functional outbuildings, a spring-fed pond, and direct access to the picturesque Barnes Creek. The main residence features two spacious bedrooms and two full bathrooms, complemented by a full-length porch overlooking lush landscaping and a tranquil koi pond with a fountain. The interior combines rustic charm with modern functionality, creating a warm and inviting home perfect for full-time living or a peaceful getaway. A separate guest cabin, currently used as a successful Airbnb, comfortably sleeps up to four guests. It includes a full kitchen, a cozy living area, one full bathroom, one half bathroom, and a dedicated laundry room-offering a fully self-contained space ideal for visitors or rental income. This AIRBNB has it's own private yard, parking and creek. Among the seven additional structures on the property is a detached two-car garage. The outbuildings also include a large workshop with loft, a greenhouse, a treehouse, a storage shed, and a serene yoga or healing studio nestled in the woods, supporting a sustainable and creative lifestyle. The land is bordered by Barnes Creek and features two additional creeks flowing through the property, alongside a beautiful spring-fed koi pond. Outdoor enthusiasts will appreciate the close proximity to hiking trails, trout fishing streams, ATV riding, and scenic lakes, all just minutes away. Whether you're seeking a private retreat, a full-time residence, or an income-generating property, 136 Honeybell Lane offers the perfect blend of natural beauty, comfort, and versatility in one of North Georgia's most desirable locations.
Source: GAMLS #10496243
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.