13601 Legacy Ct Oklahoma City, OK 73170
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About this home
Newly updated custom home in coveted Legacy addition – Over $100K in recent upgrades! Beautiful, two-owner, custom-built home located in the highly desired Legacy addition—now even better than ever! This exceptional 4-bedroom, 2.5-bath home with study and pool/hot tub has seen over $100,000 in updates since 2022, offering modern comfort, luxury, and peace of mind. Step inside to discover a fully remodeled living room (2024) with gorgeous new flooring, a bright open concept design, and elegant finishes throughout. The chef’s kitchen impresses with a brand-new gas stove with griddle (2025), touchless kitchen faucet (2024), large island, pull-out drawers, and generous pantry. The primary suite is a true retreat—featuring a completely remodeled, handicap-accessible bathroom (2024) with thoughtful design and high-end finishes. Additional recent improvements include: New roof and gutters (2024) New heat and air system (2022) New generator (2024) New gas hot water tank (2025) New cedar-stained fence (2022) Extended back porch (2024) for even more outdoor enjoyment Outside, enjoy your private backyard oasis complete with a sparkling pool and relaxing hot tub—perfect for entertaining or unwinding after a long day. Situated on a corner lot with sprinkler system and 3-car garage, this home combines timeless craftsmanship with thoughtful modern upgrades. Located in a top-rated school district, Legacy remains one of the area’s most desirable neighborhoods. Don’t miss this rare opportunity to own a beautifully updated, move-in ready home that truly has it all—style, comfort, and value!
Source: MLSOK #1199721
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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