13614 Hunting Creek Pl Spring Hill, FL 34609
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About this home
One or more photo(s) has been virtually staged. Welcome home! This beautifully maintained 3-bedroom, 2-bathroom home in Spring Hill offers the comfort of new without the delays or dust. With fresh interior paint, brand new carpet, shiplap accent walls and timeless finishes, this home is truly move-in ready. From the moment you pull up, you’ll feel the pride of ownership. Step inside and you’ll find a bright, open floor plan that checks all the boxes: a spacious kitchen with granite countertops, stainless steel appliances, and rich cabinetry, flowing seamlessly into the living and dining spaces. The split-bedroom layout offers privacy and flexibility. Washer and dryer in utility room for your convenience. Located a short walk from the Villages of Avalon Clubhouse; a quick bike ride to the Suncoast Bike Trail; a quick trip to the Anderson Snow Park and and Splash Pad and just minutes from the Veterans Expressway, this home makes commuting to Tampa or enjoying easy access to amazing recreation areas a breeze — without sacrificing that quiet, suburban feel. And with no CDD fees, you're keeping more of your hard-earned money in your pocket.
Source: STELLAR #TB8401980
Loan details
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.