1362 Private Road 3702 San Antonio, TX 78253
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About this home
OPEN HOUSE SAT 9/20/25 1-3 PM. San Antonio luxury meets Hill Country charm in this immaculate 3 bedroom, 2.5 bath home on 1.5 acres in gated Ridgeview Ranch. The stone and stucco exterior, standing seam roof, and private electric gate set the stage for elegance and privacy. Inside, hardwood floors, crown molding, and soaring ceilings frame an open layout with a dramatic floor-to-ceiling stone fireplace and walls of windows. The chef's kitchen features granite counters, custom cabinetry, subway tile backsplash, pendant lighting, breakfast bar seating, and a double butler's pantry. The downstairs primary suite offers patio access, tray ceiling, a spa bath with clawfoot tub, oversized tiled shower, dual vanities, and a walk-in closet with hidden safe. A secondary guest suite with custom shelving plus a private study that doubles as a guest room, flex space, or gym complete the main level. Upstairs includes two bedrooms, a full bath with dual sinks, and a spacious game room opening to a covered balcony with cedar beams and sweeping Hill Country views. Outdoor living includes a covered patio, hot tub pavilion, stone firepit lounge, and tiered gardens under mature oaks. Parking and storage abound with an attached side-entry 2-car garage and a detached finished garage/workshop with plumbing and oversized covered carport. Fully fenced, professionally landscaped with irrigation, Medina Valley ISD, and no city taxes-just 20 minutes to Loop 1604 and Lackland AFB.
Source: SABOR #1906862
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.