13622 Tonya Anne Dr Riverview, FL 33579
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About this home
Any and all buyers, take advantage of this assumable loan at 2.37%. Discover the perfect blend of elegance, comfort, and Florida charm in this stunning custom-built home, ideally situated on a peaceful lakefront lot in the heart of Riverview. With no rear neighbors, a fully fenced backyard, and tranquil water views, this property offers a private outdoor oasis that’s ideal for both relaxation and entertaining. Step inside to a bright and open layout featuring soaring ceilings, abundant natural light, and thoughtfully designed living spaces. The formal dining room and multiple flexible areas provide plenty of room for working from home, hosting guests, or simply spreading out in style. The gourmet kitchen is a chef’s dream—complete with granite countertops, ample cabinetry, a walk-in pantry, and seamless flow into the main living area—perfect for everyday living and entertaining alike. The oversized primary suite is your personal retreat, featuring serene water views, 2 walk-in closets, a linen closet, and a spa-inspired bathroom with a soaking tub and a separate walk-in shower. Additional bedrooms offer generous space and comfort for family and guests. Step outside to enjoy your private backyard sanctuary, prewired for a pool and equipped with an integrated speaker sound system throughout the home. Imagine evenings spent gardening, grilling, or relaxing as the sun sets over the lake. The yard also features mature fruit trees—Guava, Banana, Mango, and Avocado—adding a touch of tropical living.
Source: STELLAR #TB8426936
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.