13638 Moosehead Cir Hudson, FL 34669
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About this home
Welcome to The Lakeside Community in Hudson, where this spacious 4-bedroom, 3.5-bath Craftsman-style home offers everything today’s buyers are looking for: a rare three-car garage for extra parking with an extended driveway, a large backyard big enough for a future pool that overlooks a private pond, and modern upgrades throughout. Built in 2021, this home features quartz kitchen countertops, granite in all bathrooms, raised vanities with undermount sinks, tall cabinets, upgraded floor molding, a whole-home water softener, in-wall pest-control system, and energy-efficient design that keeps electric bills around $8 per day in summer and under $5 in winter. Outside, you’ll love the beautiful red-slate landscaping, St. Augustine sod, and sprinkler system that make maintenance a breeze. Step through the front door to a bright, open floor plan with a flex den or office to your left, ideal for working from home. Continue into the spacious living room, dining area, and gourmet kitchen, where quartz countertops, high cabinets, and stainless-steel appliances shine under natural light. The large island invites family and friends to gather while you cook and entertain. The first-floor primary suite offers peaceful pond views and a luxurious ensuite with dual sink granite top vanity, a walk-in shower, and large walk-in closet. Upstairs, there are three additional bedrooms, including one with a private bath. There is also a versatile loft that provides plenty of space for guests to play, or use as a second living area. Enjoy quiet evenings on the screened-in patio, or picture relaxing beside your future backyard pool overlooking the water and visiting sandhill cranes. The property is fenced on the sides for privacy while remaining open to the pond for unobstructed views. Residents of Lakeside enjoy access to a clubhouse, pool, picnic area, and dock, creating the perfect balance between comfort and community. Why wait for new construction when you can move right into this upgraded, energy-efficient Hudson home with unmatched parking, space, and waterfront serenity?
Source: STELLAR #TB8403555
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.