13678 Waterhouse Way Orlando, FL 32828
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About this home
Welcome to this beautifully refreshed 4-bedroom, 3-bath plus bonus room home in the sought-after Waterford Trails community, just minutes from the vibrant Avalon Park area. With fresh interior paint and brand-new ROOF, A/C, Water Heater., this residence is move-in ready and radiates comfort from the moment you step inside. The spacious layout includes a large bonus room downstairs that can easily serve as a home office, playroom, media lounge, or additional family retreat, offering unmatched flexibility for modern living. Designed with both privacy and functionality in mind, the home’s generous bedrooms and open living spaces create the perfect blend of relaxation and convenience. This is a fantastic opportunity for a family needing abundant space with four bedrooms plus a bonus room, or for an investor looking to purchase near the University of Central Florida—this home offers excellent rental potential, with the ability to rent out each room individually and generate steady income. Beyond the home itself, Waterford Trails and Avalon Park provide a lifestyle unlike any other, with scenic walking and biking trails, charming parks, community pools, and recreation centers that feature gyms, saunas, playgrounds, and cabanas. Residents enjoy a true small-town feel with year-round events such as outdoor movie nights, seasonal festivals, art workshops, and local markets, all fostering a sense of connection and community. Nearby, the bustling Waterford Lakes Town Center offers over 701,000 square feet of shopping, dining, and entertainment, while top-rated OCPS schools, UCF, Downtown Orlando, Medical City, the airport, and world-class theme parks are just a short drive away. This home is more than a place to live—it is an opportunity to enjoy the best of Central Florida living, where modern comfort meets vibrant community spirit, and where both families and investors will find tremendous value. Don’t miss your chance to call this exceptional property home—schedule your private tour today.
Source: STELLAR #O6348737
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.