1368 Berry Ln Davenport, FL 33837
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About this home
*PRICE REDUCED* Welcome to your next home! This stunning 5-BEDROOM, 3-BATHROOM home, offers 2,522 SqFt of beautifully designed living space in the highly sought-after community of HORSE CREEK AT CROSSWINDS. This is an impressive 2-story, ALL-CONCRETE BLOCK construction featuring a spacious open-concept first floor, where a well-appointed kitchen with top-of-the-line STAINLESS STEEL appliances overlooks the living and dining areas. The kitchen has been further upgraded with PREMIUM GOLD DESIGN HANDLES on all cabinets and drawers, WHITE LED ENERGY-SAVING FIXTURES, and a MODERN PULL-DOWN FAUCET. Just off the living room, you’ll find a PRIVATE DOWNSTAIRS BEDROOM and FULL BATHROOM, upgraded with ceramic tile flooring, perfect for guests or an IN-LAW SUITE, which has been enhanced with a SLIDING GLASS DOOR for added convenience. Upstairs, a VERSATILE LOFT SPACE offers an additional LIVING OR WORK AREA, leading to a LUXURIOUS PRIMARY SUITE with a LARGE WALK-IN CLOSET and an ENSUITE BATHROOM featuring a DOUBLE VANITY. Three additional UPSTAIRS BEDROOMS share a SECOND FULL BATHROOM, complemented by a nearby LINEN CLOSET and a CONVENIENTLY LOCATED SECOND-FLOOR LAUNDRY ROOM. This home is also equipped with SMART HOME TECHNOLOGY, allowing you to CONTROL KEY FEATURES FROM YOUR SMART DEVICE, whether at home or away. The FULLY FENCED BACKYARD is a HOST'S DREAM, boasting a COVERED LANAI with a COMFORTABLE LIVING AREA and PREMIUM PAVERS, perfect for YEAR-ROUND RELAXATION with family and friends. Additional highlights include a spacious 2-CAR GARAGE and an EXTENDED DRIVEWAY providing ample parking and convenience. Residents of HORSE CREEK AT CROSSWINDS enjoy RESORT-STYLE AMENITIES, including a POOL, CABANA, and PLAYGROUND, as well as BEAUTIFUL NATURAL LANDSCAPING with CONSERVATION VIEWS. Conveniently located near MAJOR HIGHWAYS, this home provides EASY ACCESS to POSNER PARK’S SHOPPING, DINING, and GROCERY STORES, as well as ORLANDO’S WORLD-CLASS THEME PARKS. Offering MODERN UPGRADES, COMFORT, and CONVENIENCE in an UNBEATABLE LOCATION. Don't miss the opportunity—schedule a showing today!
Source: STELLAR #S5120413
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.