13685 Sierra Vista Dr Victorville, CA 92395
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About this home
Nestled in the highly sought-after community of Spring Valley Lake, California, this stunning home offers the perfect blend of comfort, space, and breathtaking views. From the moment you arrive, you’re greeted by pristine landscaping and a welcoming exterior that sets the tone for the beauty within. Step inside to discover a spacious open-concept layout filled with natural light, where every room feels airy and inviting. The living area features large picture windows that frame panoramic views of the surrounding hills and sparkling lake, creating a serene atmosphere ideal for relaxing or entertaining guests. The gourmet kitchen boasts modern appliances, granite countertops, and plenty of storage, making it both stylish and functional. An adjoining dining space and family room provide seamless flow for gatherings and everyday living. The primary suite is a private retreat with generous proportions, a walk-in closet, and an en-suite bathroom offering dual vanities and a soaking tub. Additional bedrooms are equally spacious, perfect for family, guests, or a home office. Outside, you’ll find a beautifully designed patio and backyard oasis — ideal for barbecues, morning coffee, or simply enjoying the stunning sunsets that Spring Valley Lake is known for. Located in a community that offers exclusive amenities such as a private lake with boating and fishing, a beach area, parks, and an equestrian center, this home provides a true resort-style lifestyle. With its peaceful setting, open spaces, and incredible views, this Spring Valley Lake residence is more than just a home — it’s a sanctuary. Whether you’re watching the sunrise over the water or hosting friends, this property captures the best of Southern California living — spacious, beautiful, and effortlessly inviting.
Source: CRMLS #CV25252599
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.